Debt Settlement - Consolidation - Debt Relief

Debt Settlement - Consolidation - Debt Relief - Are you ready to break free from debt ?

http://www.Jo1.debtfreerights.com



Are you ready to break free from debt ?



Many people struggle with falling into debt. There are so many ways to fall into debt that even the most careful and responsible people can end up in an uncomfortable situation and recovery from it can be challenging. To make things worse, the stress and anxiety caused by debt can lead to bad decisions and that just make things worse!



Many people file for bankruptcy when some good advice from the right people at the right time would have helped solve their problems more quickly, thus preventing further hardship and anxiety.



We understand the pain and hardship that can cloud the mind in these circumstances. Having a clear, forward thinking outlook and realistic targets to meet can relieve the stress and allow you to take control of your life again. It's important to tackle these problems with confidence and a positive approach. Our attorneys can help our clients to set these targets and work towards realistic goals and a future free of debt.



Contact us today to find out more ways of surviving debt by completing the form and a representative will contact you shortly.



or Call 1-888-429-1575


Ext. #W1300





www.Jo1.debtfreerights.com & lt;/a> serves American consumers with service to consult financial management services.



From the start, we have believed that the foundation of our success as a company is customer service. We strive to make each and every client feel comfortable. We work tirelessly to make sure all of your questions are answered promptly and appropriately.

Anyone can explain Debt options to you by phone or via the internet. But only the most cutting edge company can combine that with convenience and the attention to details that give you the comfort of knowing you are dealing with true professionals.
Debt is no small subject. For most people, debt will always be part of their lives and could be some of the longest financial obligation they will ever have. For that reason, you should trust a company whose team members handle your application the same way they would their own. Customer Service is priority one!




Do You Qualify?



You must be at least 18 years of age and reside in the United States, excluding any of the following states:



* North Dakota


* South Dakota


* Wisconsin





You must have a minimum of $10,000 in unsecured debt e.g.



* Credit Cards


* Department Store Cards


* Medical Bills (in collections outside the original creditor)


* Vehicle Repossession Balances


* Personal Revolving Lines of credit


* Personal Unsecured Loans (in collections outside the original creditor)


* Utilites (in collections outside the original creditor and no longer in service)


* Cash Call Loans (in collections outside the original creditor; issued by a bank within the United States)





You must be employed or have a provable source of income and a valid checking or savings account. You cannot be on disability.


If you ever filed bankruptcy then you must be completely dismissed as of today. (You are not eligible if you have already hired a bankruptcy attorney.)





You must be able to answer “YES” to one or more of the following questions:



* Are you finding it difficult to make your minimum monthly payments and still afford your necessary living expenses?


* Are you currently behind making your minimum monthly payments?


* Are you about to fall behind on your bills?












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Resources

Bureau of the Public Debt

The Bureau of the Public Debt Provides Monthly Updates on the Ever Increasing United States Public Debt Figures.



The Fair Debt Collection Practices Act

The United States has enacted laws to protect consumers and to prohibit abusive practices by debt collectors.



Fair Credit Reporting Act


The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.



Fair Credit Billing Act

The FCBA settlement procedures apply to disputes about “billing errors.”



Credit and Your Consumer Rights

Learn about credit ratings and your rights.



Article – Debt Collector Settles with FTC for Abusive Practices

An article about illegal debt collection practices.



The Truth in Lending Act

The FDIC has created laws, regulations, and related acts in order to protect consumers.



The Federal Reserve System

Helpful information regarding the Federal Reserve System



Free Credit Report – Obtain Yours Today


A recent amendment to the federal Fair Credit Reporting Act requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months.